PiggyVest, Nigeria’s pioneering digital savings and investment platform, has disbursed over N3 trillion in matured savings and investment returns to its users. The fintech company announced the milestone on its tenth anniversary in 2026.

The platform, launched in 2016 as Piggybank.ng, started with a simple goal of helping young Nigerians save automatically and curb reckless spending. Today, it serves more than five million customers and has become a major player in promoting financial discipline.

Co-founder and Chief Executive Officer Somto Ifezue described the journey as humbling. “Ten years ago, we were just trying to solve a personal problem of saving money. To see it scale into an N3tn engine for wealth creation is humbling. We are only just getting started,” he said.

Co-founder and Chief Operating Officer Odunayo Eweniyi added that Nigerians had proven to be resilient savers with the right tools. Co-founder and Chief Marketing Officer Joshua Chibueze noted that the next decade would focus on expanding services to cover more aspects of users’ financial lives.

The N3tn payout covers returns from features such as SafeLock and Target Savings, helping users achieve goals like paying tuition fees, buying homes, and weathering economic challenges including high inflation above 30 per cent in 2024 and currency devaluation.

PiggyVest plans to deepen its impact by introducing credit products and specialised insurance. It aims to become a one-stop financial platform while exploring opportunities across Africa.

The anniversary celebrations in Lagos included reflections from users and leadership. Many customers credited the app with teaching them to “pay themselves first” and building long-term financial stability.

As PiggyVest enters its second decade, the company continues to highlight the power of consistent saving and local innovation in Nigeria’s fintech space.